Closing Day

Here it is, closing day (Wednesday, June 18, 2014). To me it seems like it has been a LONG LONG time coming, but yet in some ways it all came together too quickly. It is so hard to believe that I put this plan in place at the beginning of February and here it is June 18th and the planned part of my ‘Unplan’ has come together.

Now, things certainly didn’t just fall into place. Almost everything has been a challenge. Let’s not forget the pain of renovations, the frustrations of the kitchen cupboards being redone at least four times and having no livable space for weeks (felt like a year). Or, me doing last minute touch ups until midnight the night before I left for Asia for three weeks. And, don’t even get me started on the crazy week of packing, lifting things that were too heavy for me, 20+ trips to the storage unit and enough trips up and down stairs with heavy boxes that I should have a rock hard ass. (I don’t though … ha ha)

I had planned to have everything moved out and the place cleaned by Sunday. Wow! Did I ever mis-calculate the time needed to get everything done. The biggest challenge wasn’t physically packing items, but more so trying to figure out what to pack and what to throw away. Going through boxes / papers / CDs / clothing / kitchen supplies … You name it, I had to sort through it.

It is one thing when you are packing to move to a new house and take everything with you (unless it is broken). It is a whole new ball game when you are moving, considerably downsizing your life in an effort to simplify, travel and be happy.

Keep in mind I moved from a two bedroom condo – approximately 1100 sq ft to a 12 x 8 already furnished, bedroom. I downsized by about 1000 sq ft!

I hired Cheaper than the Rest movers (if you hire them, make sure you let me know & tell them I sent you – they have a referral bonus!). They were great and certainly gave me a good deal. They disassembled two beds and packed those up along with two dressers, a night stand, a bookcase, a tv, four SUV tires, photography backdrops some boxes and totes. They dropped one bed off at my sister’s house in Hammonds Plains and then everything else to the storage unit in Bayer’s Lake … All for about $175.

I have a storage unit that is 5 x 10 ft (about $100 per month) and if I hadn’t given my spare bed to my niece, I don’t think the unit would have been big enough. It is fine for now though and when I decide where / what I’m doing in the fall I may have to consider a larger unit in order to fit everything from my current room into storage.

Yesterday was a very difficult day for me. On top of underestimating the amount of time it would take me to pack and clean, I had a photo shoot scheduled for the evening and hadn’t even thought about the fact that leaving my condo for the last time, closing and locking the door would be very emotional. How did I miss that?

So, after packing and cleaning for a fourth day in a row, I finished up at around 3pm, dirty, exhausted and sore. I had everything out except for one bag of garbage and a vacuum that I simply couldn’t stuff into my SUV that was bursting with random items to go to friends, to storage, to my new ‘room’. I dropped stuff off at the storage unit (for the 2nd time that day), went home to clean up before my photo shoot and then at 8:30pm headed back to the condo for one last walk through to make sure there would be no hiccups with the final walk through.

I was getting close to the condo when it really hit me that I was going to leave my keys inside the condo, lock the door and never return again. By the time I unlocked the door to go in that one last time I was crying. It was completely overwhelming. I did it to myself, this was all part of the plan, but none-the-less, it was difficult to leave behind the first place that I had purchased on my own, the only place I’ve ever lived for more than two years. A place where I had many memories, many frustrations and really, a place that I loved. I sat down in the empty living room with my back against a wall and cried. Yup. I did.

Half way through 2014 I can easily say it has been one of the most chaotic years of my life.

From the beginning I’ve said that the first step of my whole Unplan was to get debt free. I refused to make any significant travel plans before making sure that I had full financial freedom so that I could move forward without any real commitments.

Today is that day everyone.

9am – the final walk-through of the condo by the buyers was complete.

9:07am – I had a message from my fantastic realtor, Richard Payne from Keller Williams telling me it is ‘time to celebrate’ as the buyers were happy and the documents were all signed and in the lawyers hands.

1:30pm – I received a call from my Mark Charles Law to let me know that the deal was fully complete and a cheque was waiting for me.

4:30pm – Funds were deposited in my bank account with no hold so I could start paying off debts right away.

Closing day was actually pretty calm for me in comparison to yesterday when I was still cleaning and packing. Today was just the cherry on top of all of the hard work.

Now comes the freedom part … that deserves a blog post all of it’s own (coming soon).

Bittersweet

It’s 11pm on June 11th and I’m sitting on a blanket on my bed writing this post. I’ve removed the sheets to wash them so that I can pack them first thing tomorrow morning before the movers come, bright and early, at 8am. The windows are open with fresh are drifting in an I hear the clunk-swish-hum of the washer and dryer going.

It’s a reflective time for me and in that reflection I have gone through pretty close to every emotion you can imagine … except maybe anger … I don’t have much to be angry about.

Sad – Although this was not my first home, it was the first one that I purchased and maintained by myself. Previously I had owned a house in Truro with my ex husband, but this is the first one that I’ve had on my own. I’ve had good times and bad in this house. A lot of squeals of excitement and a lot of tears of sadness, frustration and just simply ‘because’ tears. I’m sad that I had to part with my beautiful kitty, Morgan in order to make this all happen. I’m sad that this will be my last night sleeping here … forever.

Tired (is that an emotion?) – I am simply drained from this whirlwind that has been my life for the past six months. 2014 has been constant turmoil for me. Self-inflicted, but none them less tumultuous. From the decision to start renos, through the whole process of deciding who to hire, what needed to be done and how I was going to pay for it … to the nightmare of living in a dismantled condo for many weeks with no actual livable space. Rushing to get my condo on the market, still finishing final touch ups at midnight, only a few hours before leaving for Asia to lead a photo tour. Coming home to a condo that I barely recognized, all cleaned up and putting on it’s best for show and then having an accepted offer on the condo in less than one month from it hitting the market. Next came the choosing where to live, all of the organizing that goes along with moving and for the past week, the packing.

Relieved – All of this chaos is almost over. I can see the end. My body, mind and spirit are relieved that the end of this tunnel is near and soon I will have more time to relax and enjoy a life that I have just begun to design myself instead of just going along for the ride.

Thankful – I am thankful that through all of this I have had great friends to call on to help me with many things from renos to cleaning to shopping and most importantly just a shoulder to lean on when it was all a little too much.

Happy – I am happy that I’ve had a great five years in this home and that now it will be a great home for someone new, who will have many emotions of their own that only the walls of this condo will see.

Proud – I am proud that I’ve survived these six months with my sanity. Honestly, it would be a feat for anyone, but I know that I can be easily affected mentally by stress and turmoil. I am proud that I’ve grown over the past few years and have learned to better handle the crazy situations that I get myself into.

I am beyond proud that I’m so close to accomplishing what I set out to do which is become debt free, simplify my life and travel the world (a little bit at a time). Officially the money won’t be in my hands for one more week, but all is in order from the lawyer’s perspective and right on track. There are no issues anticipated.

Excited – Besides being proud that I’m about to accomplish this huge debt-free goal, I am excited. I could jump for joy and do a little happy dance (if my back didn’t hurt from lifting boxes lol). I have so much to look forward to, so much life to live, so many places to see, so much to give! I’ve accomplished some pretty amazing things in my life so far and I’m excited to see what the ‘over 35’ years have in store for me.

What really happens when you put all of those emotions together though? You have a girl shedding probably more than a few tears as she lays down for her last night in her own bed for who knows how long. Tears of happiness, of sadness, of excitement and pure exhaustion.

One thing I can tell you for sure is that no matter how difficult it has been, I’m happy to say that I’ve done it and I will live life with no regrets.

Now, do me a little favour … Know someone who needs a little boost of motivation or inspiration? Or maybe you know someone else who on a get debt free to travel path? Take a second and share this post with them directly, or post it to your Facebook or twitter. I’d appreciate the love, and you never know who might see this and start to believe that they can do it too!

The Unplan – Life Changing Decisions – Part 10

For the last couple of years I’ve certainly had wanderlust. Since I first got back on a plane after surviving a plane crash in December 1997, I’ve gotten stronger and stronger and have wanted to explore further and further.

First, a trip to Bermuda to see if I would lose it completely on a plane. (2008)
I didn’t.

Then a trip to New York to celebrate turning 30 and that I didn’t lose it on a plane! (2008)

Then on to Costa Rica and Nicaragua – a whole new continent for me. Also the first time that I started thinking about studying Spanish.(2009)

Next thing I knew I was traveling to photograph destination weddings. (2010)

And then another new continent as I flew to Germany and Poland to photograph Coalition for Kids International, granting wishes to terminally ill children in Poland. (2011)

My little wings that had been weakened by 11 years of non-use, were getting stronger.

Why not take it further and create Photo Tours in far away places like Peru and Vietnam? (2012 – 2014)

With all of those great destinations under my belt, a lot of take offs and landings and no further plane crashes … I decided it was time to really take a leap and off to Southeast Asia I went with my longest flight being 12 hours and 50 minutes from Narita, Japan to Chicago, USA.

Looking back, it’s incredible to see that all of this (and much much more) has happened in the past seven years.

So, it really shouldn’t be any big surprise to anyone what I’m about to tell you …

I’m sure if you’ve been reading my series of Life Changing Decisions, you are starting to put it together.

1. Decision to get debt free.
2. Work at a job that can be done anywhere in the world (or confirm that your current job can)
3. Do renovations & put condo on the market
4. Dream of travel

What do you get when those things all come together?

You get the UNPLAN! (and a really happy Shari)

In my head, and to my close friends and family, my plan since the beginning of this was not really to have a plan at all, hence the UNPLAN.

What exactly does the UNPLAN look like?

Like a leaf in the wind (or a paper airplane), I can go wherever the wind takes me. Sounds crazy doesn’t it? Well, it’s a semi-calculated type of crazy if that makes it any better!

I am setting my life up to be debt free and with fewer commitments. This will allow me to travel when and where I want and discover our amazing world. I don’t want to live my life waiting 12 months for my next vacation. I don’t want to be on vacation all the time, but I do want to live my life to the fullest and for me, a big part of that is seeing this amazing, vast, beautiful world we live in.

The UNPLAN has always been somewhat calculated. I’m not jumping off a cliff without checking for a soft landing. From the beginning, although extremely hard for other people to understand, I have made very few decisions about where / when / how long I would travel for. I would tell people I’m getting debt free so I can travel and they would of course ask ‘Where are you going to go?’ Although I had narrowed it down to a starting point of Central and South America, that’s as much as I was willing to commit to. When they asked me ‘How long are you going for?’ My answer has always been ‘I’m not sure. An undetermined amount of time. I’m not debt free yet.’

I have flitted back and forth between ideas such as a year-long around the world trip, a SWAP working holiday in New Zealand, settling in for a couple (or several) months somewhere in Central or South America, or simply living in Nova Scotia and traveling whenever I possibly can. These are big, amazing options. Don’t you dare say I’m ‘lucky’ to have these choices. This has nothing to do with luck folks, I am making these choices, they aren’t just magically happening.

You see, there are doers and dreamers in this world. I’m a doer. Yes, I have big dreams but I don’t sit and daydream unless I’m actually going to make something happen. So, being realistic about it all, I absolutely, flat out refuse to make any travel decisions until I become debt free. (with one exception – see below)

Although I still dream of where I want to visit, where I might like to stay for a little while and what great adventures are out there waiting for me, until I achieve my first, and most important goal of being debt free, I can’t move forward with achieving this undetermined amount of travel. This is a calculated UNPLAN!

I’m designing my own life. I’m making choices for me, based on my passions, what’s important in my life and how I can find happiness. Isn’t the true meaning of life to live it to it’s fullest?

So, let me give you the big announcement(s) …

1. Knock on wood, my condo has sold. Barring any complications with the condo financials, it is a done deal with a mid-June closing date. It was on the market for less than one month. I got reasonably close to asking price. I got slightly more than I needed in order to get completely debt free, set aside my down payment for my next home purchase and set aside a bit of money for travel. I think the universe is encouraging me to continue with the UNPLAN!

2. I confirmed a long time ago that I would be able to continue to be a travel agent, but work from anywhere in the world with my current employer, The Adventure Travel Company. Today, May 15th is my last day working in the office and as of tomorrow I will be working remotely. I’ll post a blog about this transition in a couple of days, but for now, all you need to know is that I am still a full service travel agent, specializing in adventure travel. I am affiliated with the amazing Adventure Travel Company and I hope you’ll support me by trusting me to help you plan YOUR next adventure. You can email me at stucker@atcadventure.com

3. I have been accepted on a travel agent familiarization tour with Intrepid Travel for one week in Chile and Argentina in November. This is the one concrete travel plan that I allowed myself to make before all of my other plans came together. I knew that once the condo sold, I would likely head to Central or South America, so this was a natural fit and gave me dates to work with when I would already be in that part of the world. This trip is free (except airfare) and gives me the opportunity to experience these two countries with a great supplier. I knew that even if my condo did not sell, that I would be able to either find the money for the flights or I have enough Aeroplan points to get me there. There were too many benefits for me to pass up. I had originally applied but it was full. A couple of months later, someone had to cancel and one little spot opened up. It had my name all over it! I applied within minutes of finding out a spot had opened up.

4. Having confirmed that I would be heading to South America in November, I shortly thereafter made the decision to launch a new Peru: Through the Lens Photo Tour. I’ve just released details to my photo email list and full details will go public next week. On my first day to announce the new tour, I already have the first person signed up! Tour dates are Oct 18 – 28, 2014. If you’d like more information, please contact me, or sign up for my photo tour newsletter.

There it is folks …

My condo has sold.
I start work as a home-based travel agent on May 16th, but remain under the umbrella of The Adventure Travel Company.
I have a tour booked to Chile and Argentina in November, so if nothing else, I know where I’m headed in late fall.
I am about to go full force promoting my next Peru: Through the Lens photo tour for October 2014.

My UNPLAN is starting to shape up.

Now, of course, in the spirit of an UNPLAN, I have not decided how long I am going for or what other countries I will visit. And, as with everything else, those decisions all depend on many variables. My condo sale still needs to finalize and all of my debts must be completely cleared. I need to find a place to live for the summer and early fall. I must find at least eight people to travel with me on the Peru: Through the Lens photo tour. And, let’s not forget that nice man who walked into my life back in February (see Part 8 of this series). I can’t leave him behind for a year while I go gallivanting around. And no, sadly he can’t come gallivant around with me for a year due to commitments here! It’s still new and early, but it wouldn’t be fair to him or me ignore him in all of this!

Like I said … it is still an UNPLAN with many choices and decisions yet to be made and too many variables still lurking around. Don’t worry, I’ll be blogging about it all along the way!

Now that the big news is out there … let the questions begin! Feel free to post questions and comments below on this post … share with your friends … send it to other people you know who are currently on extended travels or those who dream of doing so …

I’ll be posting updates about my struggles, preparations, decisions and triumphs until departure day (whenever that may be). After that, I’ll transition into sharing my travel adventures of whatever fantastic countries I visit. Some will be exciting, inspirational and likely funny. Others will be boring and simply there for me to keep track of my thought process. I invite you to sign up for my blog updates (top right of my blog) and follow along as often (or not) as you wish.

The first five months of 2014 have certainly been filled with amazing challenges, laughter, tears and some of the biggest decisions of my life so far … but wait … at least all of those things are my choice … so really, how bad can it be?

Just like a leaf in the wind … I’m about to go on a crazy ride.

I hope its a warm, southern wind not a Nor easter!

Another Life Changing Decision – Part 5

** Please note: Although I am posting this on May 9th, it was written back in January … it is the continuation of a series of how my thought process has worked to get me to the decisions that I am about to announce. Please keep in mind that none of the ‘ideas’ listed below are, or were ever carved in stone … simply thoughts and possibilities. Not decisions, just options.

The first big leap – February 1, 2014

I’m doing it. I’m going for it. What’s ‘it’ you ask? Well, you’re going to be both excited and disappointed …

You’ll know more than you did yesterday, but less than you want to! Still, all of your questions about my big plan will not be answered. Sorry, but I don’t have all of the answers at this point either.

IT:
I’ve spent weeks thinking about how to make IT happen and now I’m moving forward. I’ve done enough research to know that IT isn’t a mistake, just a new challenge, new opportunity and my next adventure.

The IT is that I’m going to work on getting completely debt free. At this point, after a couple of months of thinking, pondering and researching, I’ve decided to take the first big leap. I’ve decided to take actions that will get me debt free.

Yes, I have ideas and thoughts and dreams about what I’d like to do once I’m debt free, but I’m setting all of that aside … putting it on the back burner. Although dreams of travel, warm sunny days (instead of cold, wet, snowy winters) and salsa dancing, float around in my head regularly, I’m focused on one thing only at this time.

Must get debt free.

So, here we go! Bring on renovations!
That’s right … Obviously getting debt free starts with maxing out your line of credits and doing renovations … right? *sarcasm*

YAY!!!!

oh wait … ug 🙁

Knowing that I want to get my house renovated and listed by beginning to middle of March is a big motivator to take action right away. Hoping that I can accomplish renovations on time (4 weeks) and on budget ($5000) … what are the chances of that happening?